You are probably chomping at the bit to see the list of 72 schools on deck that offer no loans or free schools for low income students, so let’s just jump right into it. This creates a fantastic opportunity for many of you or someone you know to create a better life for the children, so take a look!

72 No Loans, FREE Schools for Low Income Students

I know you are just waiting for us to stop talking so you can browse the list of schools that offer low income students a chance at an educated life, so here you go. Enjoy, pass it along, so others might be able to benefit a well.

bag-of-moneyI know you are just waiting for us to stop talking so you can browse the list of schools that offer low income students a chance at an educated life, so here you go. Enjoy, pass it along, so others might be able to benefit a well

Colleges Eliminating Loans from Financial Aid

Colleges that have eliminated loans from the financial aid packages of all undergraduate students include Princeton University, Davidson College, Amherst College, Harvard University, Pomona College, Swarthmore College, Haverford College, University of Pennsylvania, Yale University, Bowdoin College, Stanford University, Wellesley College, Columbia University and Vanderbilt University.

Colleges that previously eliminated loans from the financial aid packages of all undergraduate students, but subsequently restored loans in the financial aid packages of wealthier students include Dartmouth College, Williams College, Carleton College and Claremont McKenna College. Yale University also scaled back the generosity of its program for wealthier students, as did Cornell and MIT.

  • Williams College interim president Bill Wagner announced in a letter dated January 31, 2010 that Williams College will be reintroducing “modest loans” for some students receiving financial aid in 2011-2012, but that it will continue to eliminate loans for low income students.
  • Dartmouth College announced on February 8, 2010 that it would reintroduce loans in the financial aid packages of students with family income greater than $75,000 for the class entering in fall 2011. Current students and students entering in fall 2010 will not be affected.
  • Yale University announced in early 2011 that it would reduce aid slightly to students whose parents earn more than $130,000 a year for freshmen entering in fall 2011.
  • Cornell University announced in July 2012 that it would reintroduce loans in the financial aid packags of students witth family income of $60,000 to $75,000 a year for the class matriculating in fall 2013.
  • Massachusetts Institute of Technology announced that students in fall 2012 will be expected to contribute $6,000 toward college costs, a 36% increase. Students may use the Pell Grant to pay for the student contribution. But it is likely that some students will need to borrow to pay for the student contribution.
  • Carleton College of Northfield, Minnesota, has dropped its loan reduction program, making it the first college to completely terminate a no loans or loan reduction financial aid program. Loans are now capped at $4,500 for first-year students.
  • Claremont McKenna College has ended its “No Packaged Loan” financial aid policy effective with new students entering in fall 2014. These students will have loans of up to $4,000 per year included in their financial aid packages. Students enrolling in fall 2013 and previous years will not be affected by the change.

The following table lists colleges that have taken steps to significantly reduce or eliminate the self-help level or eliminate loans from the aid package for lower income students.

College/Program Accommodation Eligibility Year Initiated
Amherst College Replaces loans with grants and work-study in the
financial aid package.
Students with parental contributions of up to $3,800
(family income roughly $40,000).
2007-2008
Replaces loans with grants and work-study in the
financial aid package.
All students 2008-2009
Appalachian State University
(Appalachian ACCESS)
Replaces loans with grants in the financial aid package
sufficient to cover institutional charges such as tuition, fees, room
and board. An on-campus job is provided to cover transportation and
personal expenses.
North Carolina residents entering as a full-time
freshman (no transfer students) with family income below the Federal
Poverty Line for the family size.
2007-2008
Arizona State University
(ASU Advantage)
Replaces loans with grants and
work-study in the aid package. Does not include transportation and personal
expenses within the scope of this policy.
Arizona residents with family income
of up to $25,000.
2007-2008
Boston University Replaces loans with grants in the financial aid package. Boston residents who graduate from Boston Public Schools 2009-2010
Bowdoin College Replaces loans with grants in the financial aid package. All students 2008-2009
Brown University Significantly reduced loans for low-income students,
replacing them with grants. Caps total loans for four years of college
at $7,000. Also applies outside scholarships first toward reducing self-help.
Family earning less than about $30,000 1999-2000
Significantly reduced loans for low-income students,
replacing them with grants. Caps total loans for four years of college
at $11,500. Also applies outside scholarships first toward reducing
self-help.
Family earning less than about $50,000
Eliminates loans from the financial aid package,
replacing them with grants.
Family earning less than $100,000 2008-2009
Limits total four-year debt to $12,000. Family earning $100,000 to $125,000.
Limits total four-year debt to $16,000. Family earning $125,000 to $150,000.
Limits total four-year debt to $20,000. Family earning $150,000 or more.
Eliminates the parental contribution. Family earning less than $60,000
Bryan College (Tennessee)
William Jennings Bryan Opportunity Program
Full tuition and fees First-time full-time student with total family income
of $35,000 or less. Students must maintain a 3.0 GPA for continued
eligibility. A separate application is required and the FAFSA must be
submitted by the school’s priority deadline of February 15.
2007-2008
California Institute of Technology (Caltech) Replaces loans with grants in the financial aid
package. Student contribution of $1,500 (from summer earnings) plus federal work study of $750.
US students with family income less than $60,000. 2008-2009
Carleton College (Access Scholarship Program) $4,000 scholarship (70% reduction in debt) Students from families earning less than $40,000. 2008-2009
$3,000 scholarship (50% reduction in debt) Students from families earning between $40,000 and $60,000.
$2,000 scholarship (33% reduction in debt) Students from families earning between $60,000 and $75,000.
Ended Access Scholarship program effective fall 2012. 2012-2013
Claremont McKenna College Replaces loans with grants in the financial aid package. All students. 2008-2009
Ended “No Packaged Loan” policy effective for new students enrolling in fall 2014.
New students will have loans of up to $4,000 per year in their
financial aid packages.
2014-2015
Colby College Replaces loans with grants in the financial aid package. All students. (Initially it was restricted to Maine
residents, but was expanded to all students later the same year.)
2008-2009
College of Holy Cross (Worcester, MA) Free tuition Worcester residents with family income below $50,000. 2008-2009
College of William and Mary
(Gateway)
Replaces loans with grants in the financial aid package. Virginia residents with family income below $40,000. 2007-2008
Colorado State University-Pueblo
(Commitment to Colorado)
Covers 100% of the cost of base tuition and mandatory fees. Full-time Colorado resident undergraduate students who receive
the Pell Grant and who have family AGI less than $50,000.
Students must be pursuing a first Bachelor’s degree.
2011-2012
Columbia University Replaces loans with grants in the financial aid package. Undergraduate students from families with annual incomes below $50,000. 2007-2008
Eliminates loans from the financial aid package, replacing them with grants. All students attending Columbia College or SEAS. 2008-2009
Eliminates the parent contribution. Students will “no
longer be expected to borrow or contribute any of their income or
assets” to tuition, room and board or other fees.
Undergraduate students in Columbia College or the Fu
Foundation School of Engineering and Applied Science (SEAS) from families with annual incomes below $60,000.
Reduces the parent contribution. Undergraduate students in Columbia College or SEAS from
families with annual incomes of $60,000 to $100,000 and typical assets.
Connecticut College Replaces loans with grants in the financial aid package. Students with family income less than or equal to
$50,000 and EFC less than or equal to 5000.
2006-2007
Reduces loan burden by 50% by replacing some loans with grants. Students with family income between
$50,000 and $75,000 and EFC between 5000 and 15000.
2008-2009
Cornell University
(January 2008,
November 2008,
July 2012)
Replaces loans with grants in the financial aid package. Undergraduate students from families with annual incomes below $60,000. 2008-2009
Caps need-based loans at $3,000 Undergraduate students from families with annual incomes between $60,000 and $120,000.
Replaces loans with grants in the financial aid package. Undergraduate students from families with annual incomes below $75,000. 2009-2010
Eliminate the parental contribution Undergraduate students from families with annual
incomes below $60,000 and assets below $100,000.
Caps need-based loans at $3,000 annually Undergraduate students from families with annual
incomes between $75,000 and $120,000.
Caps need-based loans at $7,500 annually Undergraduate students from families with financial
need and annual incomes over $120,000.
Replaces loans with grants in the financial aid package. Undergraduate students from families with annual incomes below $60,000 and assets below $100,000. 2013-2014
Eliminate the parental contribution Undergraduate students from families with annual
incomes below $60,000 and assets below $100,000.
Caps need-based loans at $2,500 annually Undergraduate students from families with annual
incomes between $60,000 and $75,000.
Caps need-based loans at $5,000 annually Undergraduate students from families with annual
incomes between $75,000 and $120,000.
Caps need-based loans at $7,500 annually Undergraduate students from families with annual
incomes of $120,000 and up.
Dartmouth College No loans in the financial aid package. All students 2008-2009
Free tuition Students from families earning less than $75,000
Free tuition with no loans in the financial aid package. Students from families earning less than $75,000 2011-2012
Loans limited to $2,500 to $5,500 annually Students from families earning $75,000 to $200,000 entering fall 2011. Current students will not be affected.
Free tuition with no loans in the financial aid package. Students from families earning less than $100,000 2012-2013
Loans limited to $2,500 to $5,500 annually Students from families earning $100,000 to $200,000 entering fall 2012. Current students will not be affected.
Davidson College (North Carolina) No loans in the financial aid package. 2007-2008
Duke University Replaces loans with grants in the financial aid package. Undergraduate students with family income below $40,000. 2008-2009
Eliminates the parental contribution. Undergraduate students with family income between $40,000 and $60,000. 2008-2009
Limits loans on a graduated basis ($1,000 to $4,000 per
year) and freezes loans at
the freshman level.
Undergraduate students with family income between
$40,000 and $100,000 in four $15,000 income tiers.
2008-2009
Caps loans at $5,000/year. Undergraduate students with family income of $100,000
or more.
2008-2009
Emory University
(Emory Advantage)
Replaces loans with work-study and grants. Undergraduate students with family income below $50,000. 2007-2008
Caps four-year need-based debt at $15,000 Undergraduate students with family income between $50,000 and $100,000. 2007-2008
Fairfield University
Bridgeport Tuition Plan
Free tuition. Undergraduate students from Bridgeport public and diocesan high schools with family income below $50,000. 2008-2009
Georgia Institute of Technology
(Tech Promise)
Replaces loans with work-study and grants in the
financial aid package. Up to $1,250
in work per semester ($2,500 per year). Only covers institutional
charges for tuition, fees, room and board.
Georgia residents pursuing a first undergraduate degree
with parent income below $33,300 and eligible to file a 1040A or
1040EZ. Requires minimum 2.0 GPA. 8 semester limit.
2007-2008
Grinnell College Caps need-based loans at $2,000 per year, replacing
loans with grants.
Students with financial need. 2008-2009
Harvard UniversitySee also the
December 10, 2007
announcement of Harvard’s “Zero to 10 Percent Standard”.
Eliminates parent contribution. Families with annual incomes below $40,000. 2004-2005
Families with annual incomes below $60,000. 2006-2007
Replaces loans with grants in the financial aid package.
Also eliminates consideration of home equity in need analysis.
All undergraduate students. 2008-2009
Zero to 10 Percent Standard. Upper middle income
families will be expected to pay at most 10% of their income.
Families with annual incomes above $120,000 and below $180,000. 2008-2009
Zero to 10 Percent Standard. Middle income
families will be expected to pay at most 0% to 10% of their income on a
sliding scale.
Families with annual incomes above $60,000 and below $120,000. 2008-2009
Zero to 10 Percent Standard. Lower income
families will be expected to contribute nothing to the cost of
attendance.
Families with annual incomes below $60,000. 2008-2009
Haverford College Replaces loans with grants in the financial aid package All students (phased in for incoming first-year
students, with other relief for continuing students)
2008-2009
Indiana University Bloomington
21st Century Scholarship Covenant (21st Century Scholars Program)
Replaces loans with grants in the financial aid
package. Covers only the tuition and fees at an Indiana public
college; it will be less than the full tuition and fees at Indiana
private colleges. The tuition scholarship does not cover the cost of
room and board, books and personal expenses.
Indiana residents who complete the 21st Century Scholars Application
in middle school (a pledge to remain drug-, alcohol- and crime-free, maintain a
2.0 gpa, and to
graduate high school) and who are low income (eligible for the federal
school lunch program) and enrolled full-time at eligible Indiana Colleges. Home-schooled students are not eligible.
2007-2008
Kenyon College No loans in the financial aid package. 25 students with greatest financial need, eventually more. 2008-2009
Lafayette College No loans in the financial aid package. Students from families earning less than $50,000 and
with typical assets.
2008-2009
Limits loans in the financial aid package to $2,500 per year. Students from families earning between $50,000 and $100,000 and
with typical assets.
2009-2010
Lamar University
Lamar Promise Program
Covers tuition and fees. Undergraduate students who are Texas residents and eligible
for the Pell Grant with family income of $25,000 or less. Students
must also maintain satisfactory academic progress.
2009-2010
Lehigh University No loans in the financial aid package. Students from families with income less than $50,000. 2008-2009
Caps loans in the financial aid package at $3,000 per year. Students from families with income between $50,000 and $75,000.
Oberlin College Replaces loans with grants in the financial aid package. Students who are eligible for the Pell Grant. 2008-2009
Massachusetts Institute of Technology Matches Federal Pell Grants 2006-2007
Eliminates tuition. Families earning less than $75,000 a year with typical
assets. (Roughly 30% of families.)
2008-2009
Eliminates loans from the financial aid package. Families earning less than $75,000 a year with typical assets.
Eliminates consideration of home equity in need
analysis. This will lead to a reduction in the parental contribution
of approximately $1,600. Similar reductions will be applied to
families who rent instead of own a home.
Families earning less than $100,000 a year with typical assets.
Reduces work-study requirement by 10% All financial aid recipients
Partially backs away from no loans financial aid policy
by increasing the self-help expectation from $2,850 to $6,000, the
same as for all other undergraduate students. Students may meet the
self-help level with work-study and outside scholarships. All other
aspects of the financial aid policy remain unchanged.
Families earning less than $75,000 a year with typical assets. 2012-2013
Miami University (Ohio)
Miami Access Initiative
Covers full tuition and fees Students with family incomes of $35,000 or less. 2007-2008
Michigan State University
(Spartan Advantage)
Replaces loans with grants and work study. Low income students with family incomes at or below the federal poverty line. 2006-2007
North Carolina State University
(Pack Promise)
Caps need-based loans at $2,500
per year, replacing the remainder with grants and work-study.
Undergraduate students with family income less than 150% of the
poverty line. Requires the family to have “limited assets”.
2007-2008
Northern Illinois University
Huskie Advantage Program
Replaces loans with grants in the financial aid package. New freshmen who are Illinois residents and eligible
for the Illinois MPA Grant and the federal Pell Grant.
2009-2010
Northwestern University Replaces loans with grants in the financial aid package. Students with the greatest financial need. Roughly 80%
will have family incomes under $55,000. Students must be Pell-eligible
with financial need greater than 80% of the cost of attendance.
2008-2009
Caps total need-based loans (Perkins and subsidized Stafford) at $20,000 over four years. All students receiving Northwestern Scholarship assistance. 2008-2009
Pomona College Replaces loans with grants in the financial aid package. All students. 2008-2009
Princeton University Replaces loans with grants. Students from low-income families. 1998-1999
Eliminates loans, replacing them with grants. All students who qualify for financial aid. 2001-2002
Rice University Eliminates loans from the financial aid package. Students with a family income under $30,000 2005-2006
Caps total loans for four years of college at about $11,600. Students with a family income of $30,000 to $60,000.
Eliminates loans from the financial aid package. Students with financial need and family income less
than $80,000.
2009-2010
Caps total loans for four years of college at about $10,000. Students with financial need.
Sacred Heart University Free tuition Undergraduate students from Fairfield County,
Connecticut, high schools with
family income below $50,000.
2008-2009
South Texas University Free tuition and fees Undergraduate students who are Texas residents and
whose families earn $25,000 or less a year. The FAFSA must be
submitted by the school’s March 1 priority deadline.
2007-2008
Stanford University Eliminates parent contribution. Families with annual incomes below $45,000. 2006-2007
Eliminates loans from the financial aid package,
replacing them with grants. Students are still expected to contribute
$4,500 in earnings from work, with $2,500 from working during the
academic year and $2,000 from working during the summer.
All families 2008-2009
Eliminates the parental contribution and no tuition or room
and board charges.
Families with annual incomes below $60,000.
No tuition. Families with annual incomes below $100,000 and typical
assets (less than $250,000 in non-retirement assets with home equity
capped at 1.2 times annual income).
Swarthmore College Replaces loans with grants in the financial aid package. Families with annual incomes below $60,000. 2006-2007
Replaces loans with grants in the financial aid package. All families. 2008-2009
Texas A&M University Free tuition and fees New resident undergraduate freshmen from Texas
whose families earn an AGI of $30,000 or less a year (System Promise
Program) or $30,000 to $60,000 a year (Aggie Assurance). The FAFSA must be
submitted by April 1. The recipients must maintain at least a 2.5 GPA.
2009-2010
Texas State University – San Marcos
Bobcat Promise
Free tuition and fees New resident undergraduate freshmen from San Marcos High School
whose families earn an AGI of $35,000 or less a year. The FAFSA must be
submitted by April 1. The recipients must maintain at least a 2.0 GPA.
2009-2010
Free tuition and fees New resident undergraduate freshmen from Texas whose
families earn an AGI of $25,000 or less a year. The FAFSA must be
submitted by April 1. The recipients must maintain at least a 2.0 GPA.
2009-2010
Tufts University Eliminates loans from the financial aid package Students from families with income below $40,000 2007-2008
University of Arizona
Arizona Assurance
Eliminates loans from the financial aid
package. Includes a $2,400 work-study job. Does not cover
transportation and personal expenses.
Arizona residents with family income less than or equal
to $42,400 who are Pell Grant recipients. Candidates must have
historically low income with typical assets. Candidates whose income
is low for just one year are ineligible. Will be phased in starting
with the freshman class entering in 2008-2009. 2.0 GPA required.
2008-2009
University of California System
Blue and Gold Opportunity Plan
Provides scholarships and grants to cover the
systemwide fees for University of California undergraduate
students. The plan is limited to the first four years (two for
transfer students). Students may still have to borrow for other
college costs. The system tries to cap loans at $5,000.
Students with financial need and family income less
than $60,000 (median for California households).
2009-2010
University of California at Berkeley
Berkeley Middle Class Access Plan (MCAP)
Caps the parent contribution part of the expected
family contribution (EFC) at 15% of earnings.
US families with annual gross income from $80,000 to
$140,000 and typical assets (less than $200,000 in assets, not
counting the value of the family home and savings in qualified
retirement plans).
2012-2013
University of Chicago
Odyssey Scholarships
Eliminates loans from the financial aid package.
Includes a minimum student contribution of $1,980 and work-study of
$2,200 to $3,000.
Students with family income less than $60,000. 2008-2009
Cuts loans in the financial aid package in half,
capping them at $3,000 per year. Includes a minimum student
contribution of $1,980 and work-study of $2,200 to $3,000.
Students with family income between $60,000 and $75,000.
University of Florida
Florida Opportunity Scholarships
Eliminates loans from the financial aid package. Florida residents with family income less than $40,000 whose parents did not earn a bachelor’s degree. 2006-2007
University of Illinois at Urbana-Champaign
(Illinois Promise)
Replaces loans with grants and work-study Illinois residents with
zero EFC and family income below the poverty line.
2007-2008
University of Louisville
(Cardinal Convenant)
Replaces loans and work-study with grants in the financial aid
package.
Kentucky residents with family income below 150% of the
poverty line.
2007-2008
University of Maryland, College Park
(Maryland Pathways)
Replaces loans with work-study and grants in the financial aid
package.
Zero EFC students 2007-2008
Caps four-year debt at $15,900 Students with need-based loans.
University of Michigan at Ann Arbor Eliminates loans from the financial aid package,
replacing them with M-PACT scholarship funds. Includes $2,500 in work-study.
Michigan residents with a zero EFC who are pursuing a first bachelor’s degree. 2006-2007
University of Minnesota system
Founders Opportunity ScholarshipReplaced with University of Minnesota Promise Scholarship in Fall 2009
Matches the Pell Grant to cover 100% of tuition and
required fees.
Minnesota residents. Phased in with each new incoming class, until fully implemented in 2008-2009. 2005-2006
Award amounts range from $500 to $3,500 per year for
four years for freshman undergraduate students and $500 to $1,500 per
year for two years for transfer students.
Minnesota residents with family income up to
$100,000/year enrolled on a full-time basis (at least 13 credits per
semester) in a Bachelor’s degree program.
2009-2010
University of North Carolina at Chapel Hill
Carolina Covenant
Eliminates debt in the financial aid package Students from families with incomes up to 200% of the
poverty line. (A 150% threshold was in effect in 2003-2004.)
2003-2004
University of Pennsylvania Eliminates loans from the financial aid package. Students from families earning less than $50,000. 2006-2007
Eliminates loans from the financial aid package. Students from families earning less than $60,000. 2007-2008
Eliminates loans from the financial aid package. Students from families earning less than $100,000. 2008-2009
Eliminates loans from the financial aid package. All students 2009-2010
University of Tennessee
Tennessee Pledge
Replaces loans with grants in the financial aid package
to cover tuition, fees, room and board. Work and loans are still
required for books and supplies, transportation and personal expenses.
Tennesse resident undergraduate students with family
income less than or equal to $27,000 (150% of the poverty line). Minimum 2.0 GPA required.
2005-2006
University of Texas at El PasoUTEP Promise Full tuition scholarship for four consecutive years. Students with family income of $30,000 or less who are
Texas residents and qualify for in-state tuition. Students must
complete 30 credit hours each year and earn a 2.0 or higher GPA.
2006-2007
University of ToledoBlue and Gold Scholar Award Full tuition scholarship. Students graduating from one of six public school
districts in Ohio (Akron, Cincinnati, Cleveland, Columbus, Dayton or
Toledo) with a 3.0 GPA, filing the FAFSA by April 1 and demonstrating
eligibility for the Pell Grant.
2009-2010
University of Vermont Replaces loans with grants in the financial aid
package. Limited to tuition and fees.
Pell-eligible Vermont undergraduate students. 2008-2009
University of Virginia
AccessUVA
Eliminates loans from the aid package. Students from families with incomes up to 200% of the poverty line ($37,700 for a family of four in 2004). 2004-2005
University of Washington Full tuition and fees (but not room and
board).
Students from families earning less than or equal to
65% of the state median income (about 235% of the federal poverty
level) who qualify for Pell Grants or State Need Grants.
2007-2008
Vanderbilt University(press release) Replace need-based loans with grants in the financial aid package. All students receiving need-based student aid. 2009-2010
Vassar College Eliminates loans from the financial aid package,
replacing them with grants.
Students from families with annual incomes less than $60,000. 2008-2009
Washington University in St. Louis Eliminates loans from the financial aid package,
replacing them with grants.
Students from families with annual incomes less than $60,000. 2008-2009
Washington and Lee Financial aid package based on institutionally
determined need does not include loans. “Loan assistance will be offered only to offset any additional educational expenses.”
All students applying for financial aid by the deadlines. 2008-2009
Wellesley College Replaces loans with grants in the financial aid package. Students from families earning $60,000 or less per year 2008-2009
Reduces loans in the financial aid package by one-third, to a maximum of $8,600 over four years. Students from families earning $60,000 to $100,000 per year
Limits loans to a maximum of $12,825 over four years. Students from families earning more than $100,000 per year
Wesleyan University Replaces loans with grants in the
financial aid package.
Students from families earning $40,000 or less per year 2008-2009
Williams College Replaces loans with grants in the
financial aid package.
All students 2008-2009
Bill Wagner, Interim President,
announced
on January 31, 2010 that Williams College will “reintroduce modest loans for some aided
students, beginning with the class that enters in the fall of
2011”. Current students will not be affected, nor will students
entering in fall 2010. He added “As before, families below a certain
income, and with typical assets, will not be expected to borrow at
all. Others will be offered loans on a sliding scale up to a maximum
size that will again be among the lowest in the country.”
2011-2012
Yale University Eliminates the parent contribution Families earning less than $45,000. 2005-2006
Significantly reduces the parent contribution Families earning between $45,000 and $60,000.
Replaces loans with grants in the financial aid package All students 2008-2009
Eliminates the parent contribution Families earning less than $60,000
Limits the parent contribution to 1% to 10% of family income Families earning more than $60,000 and less than $120,000
Limits the parent contribution to 10% of family income Families earning more than $120,000 and less than $200,000
Increase grants to families with more than one child in
college, limit tuition increases to the Consumer Price Index, reduce
student contribution to $2,500 and shelter the first $200,000 of
family assets
All families
Replaces loans with grants in the financial aid package All students 2010-2011
Eliminates the parent contribution Families earning less than $65,000
Limits the parent contribution to 1% to 10% of family income Families earning more than $65,000 and less than $130,000

For more information on these programs and  insights, please check out the source of this information below.

Source: http://www.finaid.org/questions/noloansforlowincome.phtml

PUBLIC NOTE: The opinions expressed in this article are the author's own and do not reflect the view of the Urban Intellectuals, affiliates or partners.


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