There is a movement afoot and Black America is starting to listen and take action.  Divest from Christmas and invest in your wealth.  The goal is two fold, awaken the consciousness of corporate America to Black Lives Matter and Justice or Else and to start building your personal and family’s wealth to increase your power and influence.

We cannot use the excuse that we were not exposed to investing or we don’t know how or understand the stock market or it’s too risky.  The internet and libraries are filled with free resources to learn how to invest.

  There are investment clubs you can start to make learning and investing fun.

With the average family spending 4.

00 on Christmas there are ways you can use that money to start building your wealth while divesting from Christmas.

Buy your children stock vs. Jordan’s or iPad, examples:

• Facebook – stock symbol FB $94.07* per share
• Twitter – stock symbol TWTR $29.38* per share
• Tesla Motors – stock symbol TSLA $216.88* per share

Or any number of companies that you have researched and feel comfortable developing an investment portfolio for a long-term wealth strategy.

But don’t stop with the holidays, plan to make 2016 your year to invest in your wealth.  Make it a family event!

1. Budget
2. Never buy retail
3. Use cash rather than credit
4. Develop a savings budget
5. Save more than you spend
6. Open a Roth IRA
7. Open a online brokerage account
8. Read more about personal finance
9. Read about real estate investing
10. Read the Wall Street Journal, Fortune Magazine, Bloomberg Markets Magazine, Black Enterprise
11. Learn how to generate online income
12. Learn how to use insurance as a tax shelter, not just a burial plan

Fear is a liar don’t let it stop you from having your money work for you.

*as of October 14, 2015, stock shares are subject to change and often do.